2 minutes reading time (335 words)

Don’t fall foul of scams


Anyone can fall victim to fraud and with new scams appearing all the time. It's important to know what to look out for, as well as the practical steps you can take to protect yourself.


What to look out for

  • Unexpected contact and a sense of alarm - Whether it’s an email or through social media, if it wasn’t expected and asks for your security information or to use your card reader it’s probably a scam.
  • Links or attachments in messages - Clicking on links or opening attachments could download malicious malware or take you to a fraudulent website.
  • Unusual screens or unexpected requests when banking online -
    If you’re asked to provide your security details in full or notice anything out of the ordinary this could be an indication of an online attack.
  • Fraudulent websites - Fraudsters often use search engine adverts to direct you to fake sites that look almost identical to the real one. The fake site is likely to have a slightly different web address and asks you to provide more security and/or personal information than is normal.

Stop and think before you

  1. Accept requests to move money. A genuine bank or organisation will NEVER contact you to ask you to move money to a 'new' or 'safe' account
  2. Click on a link or open attachments. It may not be what it seems. A genuine bank or organisation will NEVER send you an email, text or social media message containing a link to a login page.
  3. Give out your personal information.A genuine bank or organisation will NEVER Ask you for your financial information or full security details, nor ask for your PIN or Card Reader codes.

If at all in doubt contact your bank, organisation or company directly using a known email or phone number.

The above information was mostly taken from the Take Five to Stop Fraud campain. This is a national campaign that offers straight-forward and impartial advice to help everyone protect themselves from preventable financial fraud. 


U3A Walks
Book Choice 3 - Reading list 2018

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